Home Key Single Family Program
ADMINISTRATOR GUIDELINES ![]() |
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PARTICIPATING LENDERS ![]() |
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PROGRAM FUNDS |
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ELIGIBLE AREAS |
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ELIGIBILITY CRITERIA |
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TIMELINE REQUIREMENTS |
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ELIGIBLE LOAN TYPES |
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INCOME LIMIT CRITERIA |
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HOME ACQUISITION LIMITS |
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HOME BUYER EDUCATION |
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FICO SCORE / DTI REQUIREMENT |
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CO-SIGNERS |
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AGENCY WEB | |
FORMS |
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MASTER SERVICER |
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LENDER PARTICIPATION |
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Current Rate/Offerings
Rate/Offerings | FICO | Pinellas DPA | Pasco DPA | Polk DPA | Lock Rate |
GOVERNMENT | |||||
FHA, USDA-RD or VA | 660 | 12k | 8k | 8k | 5.750% |
CONVENTIONAL | |||||
Freddie Mac 80% AMI | 660 | 12k |
8k |
8k |
6.000% |
Freddie Mac OVER 80% AMI |
- 1% origination or discount may be charged.
- Term: 30 Year Amortizing
- manufactured homes not allowed.
- manual UW not allowed.
DPA
- $12,000 Pinellas County and $8,000 Pasco & Polk Counties
- 30 Year, 0% rate
- Deferred until first Mortgage is paid in full, refinance, sale of home, or ceases to be primary residence
- DPA is for down payment & closing costs
- Cash back is not allowed
Please see the Summary Tab
Please see the Summary Tab