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Travis HFC – Hill Country Home Down Payment Assistance Program
ADMINISTRATOR GUIDELINES ![]() |
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PARTICIPATING LENDERS ![]() |
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PROGRAM FUNDS |
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ELIGIBLE AREAS |
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LOAN TIME LINE REQUIREMENTS | DO NOT RESERVE EARLY. BORROWERS SHOULD BE QUALIFIED BEFORE RESERVING.
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EXTENSION |
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ELIGIBILITY CRITERIA |
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ELIGIBLE LOAN TYPES |
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DPA |
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INCOME LIMIT CRITERIA |
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HOME ACQUISITION LIMITS |
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HOME BUYER EDUCATION |
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FICO/DTI REQUIREMENT |
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CO-SIGNERS |
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FORMS AND DOCUMENTATION |
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THE AGENCY |
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THE LENDER |
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THE MASTER SERVICER |
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Current Rate/Offerings – Reservation/locks – AVAILABLE from 9:00am-7:00pm Central (10-8 EDT excluding weekends & holidays)
GOVERNMENT
Rate/Offerings | FICO | DPA | Lock Rate |
GOVERNMENT | |||
FHA, USDA, VA | 660 | 0% | 6.625% |
FHA, USDA, VA | 2% | 6.750% | |
FHA, USDA, VA | 4% | 7.250% | |
FHA, USDA, VA | 5% | n/a | |
FHA, USDA, VA | 6% | n/a | |
CONVENTIONAL – HFA Advantage – FREDDIE MAC 80% AMI and below | |||
Freddie Mac 80% AMI | 640 | 0% | 7.000% |
2% | 7.125% | ||
4% | 7.750% | ||
5% | n/a | ||
6% | n/a |
Borrowers should be qualified prior to locking reservation.
- All Loans are Assisted Rate Loans
- 30 Year, Fixed Rate, Amortized
- DPA Assistance – based on Final Loan Amount (system will calculate)
- non-repayable Grant
Please see the Summary Tab
Please see the Summary Tab